The day feels like it has been extra long already. Long discussion about hubby’s health and finances and reducing our expenses instead of working extra load...I don’t understand why with 99K a year we are having an increase in debt when the house is completely paid off. My cigarettes, hubby’s pot, and hubby’s three starbucks coffee a day and the dog vet bills all played a part and we can have a say in this except for the dog bills.